The dealership found a lender that would make a car loan to me for my wonderful 2002 Jeep Cherokee with 102,000 miles on it! Wednesday night they wanted $1500 down and would finance it for 36 months which made my payment a wee bit higher than I had wanted, but not unbearable. But stuff on my credit from the divorce made my debt to income too out of whack.
Jason had a conversation with them about who is supposed to be paying for what, what the divorce order states, and the ugly reality of people having free will. It was very hard to sit there knowing your sad story is being shared and once again you are being judged.
But it worked. Forcing them to see me, made me more than just another person there to buy a used car. They worked a little harder to help me and found a lender who would take me on, with a slightly lower interest rate and spread out over 60 months.
I drove my new car home last night!! She is fabulous, quirky, well cared for, very sexy and aging gracefully; just like me!
This morning the reality of bill juggling is upon me as I put down a nice chunk of change for portion 1 of the deposit and gave the dealership a check dated for last night that they are supposed to hold until Aug. 1. Then they can cash the other portion. I think we have all been burned in scenarios like this in our youth. My first car payment is due mid-August. My mind woke me up already stressing the logistics for the next several months as I hemorrhage extra money in an already super tight budget.
I am using the Miracles Now book by Gabrielle Bernstein like a tarot deck. randomly flip to a page every morning as my needed message. Today's message was page 52 Pray Before You Pay. She talks about the stress and chaos most of us have around paying our bills. She advises to get organized and make it visually pleasing and then each time you pay bills, to pray.
"Thank you, Universe, for providing me with the resources to pay these bills. I am grateful to contribute to the economy and to support my growing business." Pg. 53
Pray before you pay. #MiraclesNow
I am going to print this & put it on my folder of bills to be paid & in my checkbook as a gentle reminder.
I truly am grateful to have a good job that allows me to provide a home for my family and now to pay to have a wonderful car to get us where we need to go!!
I am very excited to be driving myself to work today! Happy Friday!